Lawyer Marketing Guy » bankruptcy lawyer california http://www.lawyermarketingguy.com Lets Understand the Marketing...! Wed, 26 Oct 2011 16:59:15 +0000 en hourly 1 http://wordpress.org/?v=3.0.4 Is there a charge for filing bankruptcy? http://www.lawyermarketingguy.com/is-there-a-charge-for-filing-bankruptcy/ http://www.lawyermarketingguy.com/is-there-a-charge-for-filing-bankruptcy/#comments Mon, 25 Jan 2010 19:29:05 +0000 admin http://www.lawyermarketingguy.com/?p=103 Yes, in fact there are several different charges related to filing for bankruptcy as well as some additional expenses that should at least be considered before filing. Individuals filing for bankruptcy usually file under either Chapter 7 or Chapter 13, and each has its own basic fee. As of January 2010, a Chapter 7 filing costs $299 and a Chapter 13 filing costs $274. Under the forma pauperis rules this fee can possibly be paid in installments or waived altogether at the discretion of the judge, but this possibility is usually reserved exclusively for people in the absolute worst possible circumstances. More often than not, if there is a way to pay your filing fee, the court will instruct you to do so.

The filing fee is not the only amount absolutely required in order to file for bankruptcy. All bankruptcy petitions require both a statement of compliance and a certificate of credit counseling from a government approved credit counseling agency that dates from 180 days before the filing. Failure to receive this credit counseling and the related documents can result in your bankruptcy cases being dismissed in full. These credit counseling services usually cost quite a bit of money as well and most of them expect to be paid upfront for issuing the documents you need in order to file for bankruptcy.

Finally there is the expense of hiring a bankruptcy attorney. The California bankruptcy process is extremely complex and convoluted, and though individuals are allowed to file pro se, or by themselves without an attorney, doing so usually results in a disaster. Failure to have an attorney frequently means that you fail to get many of the possible benefits from filing for bankruptcy and also frequently results in your case being dismissed because of some technicality or improper filing. If your case is dismissed, even due to a technicality, you still lose your filing fee or the associated waiver and have to start over from scratch.

]]> http://www.lawyermarketingguy.com/is-there-a-charge-for-filing-bankruptcy/feed/ 0 When do we need lawyers? http://www.lawyermarketingguy.com/when-do-we-need-lawyers/ http://www.lawyermarketingguy.com/when-do-we-need-lawyers/#comments Wed, 15 Apr 2009 16:57:19 +0000 admin http://www.lawyermarketingguy.com/?p=67 A lawyer is a person whose job is to represent people in laws, to advise folks about law, to fill out formal papers, etc. We need lawyers in our everyday lives. There are so many of them nowadays, that it is possible to mix up. There are also many people on Earth who face different legal difficulties every minute. What are those situations when we all need lawyers?

All of us have received traffic tickets and we know how unpleasant it is. It gets even worse when you need a clean driving license for your work. Did you know that professional lawyers can help you to prove that you were not guilty. It is important to contact them in time and they will do everything.

It is also possible these days to get different injuries and in such cases personal injury Minneapolis lawyers will be helpful. We never know what will happen in a minute, especially if you job is connected with danger. It is always better to be protected from different unexpected situations.

Finally, the information for Canadians who need criminal pardons or waivers. It is very difficult to aply for either of two all by yourself. You’ll never be able to figure out all the papers. Consequently, we all need lawyers in our lives.

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