Posted by admin | Posted in Bankruptcy | Posted on 25-01-2010
Yes, in fact there are several different charges related to filing for bankruptcy as well as some additional expenses that should at least be considered before filing. Individuals filing for bankruptcy usually file under either Chapter 7 or Chapter 13, and each has its own basic fee. As of January 2010, a Chapter 7 filing costs $299 and a Chapter 13 filing costs $274. Under the forma pauperis rules this fee can possibly be paid in installments or waived altogether at the discretion of the judge, but this possibility is usually reserved exclusively for people in the absolute worst possible circumstances. More often than not, if there is a way to pay your filing fee, the court will instruct you to do so.
The filing fee is not the only amount absolutely required in order to file for bankruptcy. All bankruptcy petitions require both a statement of compliance and a certificate of credit counseling from a government approved credit counseling agency that dates from 180 days before the filing. Failure to receive this credit counseling and the related documents can result in your bankruptcy cases being dismissed in full. These credit counseling services usually cost quite a bit of money as well and most of them expect to be paid upfront for issuing the documents you need in order to file for bankruptcy.
Finally there is the expense of hiring a bankruptcy attorney. The California bankruptcy process is extremely complex and convoluted, and though individuals are allowed to file pro se, or by themselves without an attorney, doing so usually results in a disaster. Failure to have an attorney frequently means that you fail to get many of the possible benefits from filing for bankruptcy and also frequently results in your case being dismissed because of some technicality or improper filing. If your case is dismissed, even due to a technicality, you still lose your filing fee or the associated waiver and have to start over from scratch.
Posted by admin | Posted in Personal Injury | Posted on 16-01-2010
Injured, not your fault? National Accident Helpline are leaders in compensation claims. We all are aware that life is quite unpredictable. In the course of life, we are either in the state of bliss or we feel damned. More often than not we see our near and dear ones crushed in road accidents. In such times, we should however, make sure that we are ready to support them. nothing can serve the purpose better than accident injury lawyers.
In US, the figure comes to an alarming number. According to a recent survey, every year accident at work cause 2,520,000 deaths and road accidents cause 6,000,000 deaths in America. But nevertheless the people still remain careless. It is here that the accident injury lawyers take charge. They are well equipped to handle as well as solve cases whereby vehicle collisions take place and accidents occur. They are well-versed with simple accident cases and also know how to deal with severe injury cases.
Accident injury lawyers know the best possible ways to win the court proceedings as well as maximize claims when the informal settlements are called for. These lawyers do not aim in drawing large amount of money from those parties who are at fault but make an effort to repair the life of the injured. Their sole responsibility is to make the injured feel that the accident did not happen at all.
At any point of time, you will be able to present your case with the aid of an accident injury lawyer. In most cases the driver is at fault. There are a lot of questions that has to be kept in mind while presenting the case. Some of the most common ones that you will be required to face:
- Whether the driver was a professional one
- Whether the vehicle was designed with the safety purpose in mind
- Whether the road was irresponsibly maintained
All the above questions need to be answered in order to determine those who are at fault. The insurance is another factor that also needs to be kept in mind. The case can get even more complicated with accident injury law in place. Serious injuries need a further experienced lawyer to deal with the complications of the case.
